Financial Assistance for Individuals

After Hurricane Harvey, the average FEMA Individual Assistance payout to individuals without flood insurance was $4,400. The average payout to individuals with FEMA flood insurance was $118,000. To learn more about getting flood insurance to protect your home, visit the flood insurance page.

Various individual disaster assistance programs support recovery from flood events. Programs may include grants to help pay for temporary housing (rental and lodging expenses), emergency home repairs, uninsured and underinsured personal property losses, and medical, dental, and funeral expenses caused by the disaster.

If you are interested in assistance for yourself or your family, visit DisasterAssistance.gov to learn about opportunities for support that may be available. If you are seeking funding for the repair, restoration, reconstruction, or replacement of a facility damaged or destroyed by a federally declared disaster, you must submit a Request for Public Assistance through the Texas Division of Emergency Management (TDEM) within 30 days of the declaration.


Individual State of Texas Assessment Tool (iSTAT)

The Individual State of Texas Assessment Tool (iSTAT) is a survey used to identify damages across Texas. The tool helps emergency management officials across the state learn about damages that occurred during the flood event.


Rural Funding Opportunities

The Rural Development Branch of the U.S. Department of Agriculture offers dozens of financial assistance programs that are specific to rural applications. If you live in a rural area, you can use this website to select the category that describes you situation and see if there are opportunities for support.